TERMS OF USE
BY VISITING AND USING THIS WEBSITE AND INFORMATION, YOU SIGNIFY YOUR CONSENT TO THESE TERMS OF USE.
Disclaimer of Warranties
Alaska Growth Capital BIDCO, Inc. doing business as Alaska Growth Capital (AGC) endeavors to provide up-to-date and accurate information on this website but makes no representations or warranties as to the accuracy, currency or completeness of the information provided. This website is provided on an “as-is” and “as available” basis. We, our employees, officers, directors and agents assume no responsibility for, and expressly disclaim any liability resulting from, the use of any material contained on this website.
This website may provide links or references to other websites, and AGC makes no representations or warranties as to the accuracy, currency or completeness of any information on such third party websites. Any links or references to other websites are merely provided as a convenience to the users of this website. AGC has no control over the content of linked websites and any concerns regarding linked websites should be addressed to the website owner. AGC has no control over any other website and is not responsible for the privacy practices or the content of such other websites. Users assume all responsibility when they go to other websites via the links on this website.
We do not warrant that this website, its servers, or email sent from us are free of viruses or other harmful components. We will not be liable for any damages of any kind arising from the use of this website, including, but not limited to direct, indirect, incidental, punitive, and consequential damages. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if AGC has been informed of the possibility of such loss or damage. Users indemnify and hold us harmless from and against any loss of data or profit, cost, liability or damages, including attorneys’ fees, for which we become liable arising from or relating to any claim relating to your user information, or your use of AGC services, including but not limited to any claim brought by a third party alleging that your information, or your use of the services in breach of these Terms of Use, infringes or misappropriates the rights of a third party or violates applicable law.
AGC reserves the right to modify these Terms of Use at any time and such modification will be effective immediately upon posting on our website. Your visit to the website after the posting of a modification to the Terms of Use will constitute your acceptance of the Terms of Use, as modified.
These Terms of Use and all the other applicable policies regarding this website are governed by the laws of the State of Alaska. Users agree that any suit, action or proceeding instituted with respect to any actions resulting from the use of this website will be brought in any state or federal court located in the Anchorage, Alaska and you consent to the personal jurisdiction of such courts.
PRIVACY STATEMENT
Organizations such as Alaska Growth Capital BIDCO, Inc., doing business as Alaska Growth Capital, need to share customers’ personal information with third parties to run their everyday business. Parties that information may be shared with may include and are not limited to auditors, loan review agencies, governmental agencies, and support service agencies. Sharing your information for marketing will require a signed release.
Who we are
Alaska Growth Capital (AGC) is a mission-driven, community-focused lender. AGC is a corporation licensed to do business under the Alaska BIDCO Act to provide financial and management assistance to businesses.
What we do
How does AGC protect your personal information?
To protect your personal information from unauthorized access and use, we use security measures, which include secured files and buildings.
How does AGC collect my personal information?
We collect your personal and business information for internal purposes, for example, when you:
- apply for a loan and/or;
- normal servicing of your loan and/or;
- request a modification of your loan.
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. We do not sell any personal information we collect.
Cookies Policy
AGC uses cookies and similar tracking technologies to track the activity on our website. We use third-party service providers to monitor and analyze the use of our website including Google Analytics. Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our website. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network. You can opt-out of having made your activity on the website available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents Google Analytics JavaScript (ga.js, analytics.js and dc.js) from sharing information with Google Analytics about visits activity. For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page.
Emails and Text Messages
Keeping your information confidential and secure is as important to us as it is to you. Please be aware that any emails or text messages you send are not secure. It is our policy not to use email or text messaging when sharing confidential information. Please do not email any confidential information such as passwords, account numbers, credit card information, social security numbers, or documents such as bank statements or tax returns to AGC. This type of information should be provided to us by phone, fax, regular mail, secure portal via our lending platform, or in person. AGC will never ask you to reply to an email or text with any personal information such as your Social Security number.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING OR CHANGING AN ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
NON-DISCRIMINATION STATEMENT AND CIVIL RIGHTS INFORMATION
AGC is committed to fostering an inclusive and equitable environment where all individuals are treated with dignity and respect. We believe that every person deserves fair access to our financial products and services, regardless of race, color, national origin, gender, gender identity, sexual orientation, age, religion, disability, or any other characteristic protected by law.
As a certified Native Community Development Financial Institution (CDFI) dedicated to growing economic opportunity through innovative financial products and services designed to empower local communities, we adhere to non-discrimination policies in alignment with Title VI compliance.
In accordance with federal law and U.S. Department of the Treasury policy, this institution is prohibited from discriminating based on race, color, national origin, sex, age, or disability. Submit a complaint of discrimination, by mail to U.S. Department of the Treasury, Office of Civil Rights and Equal Employment Opportunity, 1500 Pennsylvania Ave. N.W., Washington, D.C. 20220, (202) 622-1160 (phone), (202) 622-0367 (fax), or email [email protected] (email).
Updated: February 21, 2024