Leading Non-Bank Lender
AGC provides a diverse range of financing options and is excited to learn about new opportunities of any size, but most transactions fall within these parameters:
- Average Loan: $1.5 million
- Typical Loan Size Range: $0.5 million to $10 million
- Company Revenue: $1 million to $100 million
Niche
- Borrowers who are finding bank financing difficult
- Growth companies with adequate cash flow but limited collateral
- Under-served rural markets
Loan Types
- Long-term working capital to support growth
- Acquisition or change of control
- Equipment or real estate purchase
- Debt refinance
Terms
- 7 – 25 year term
- Fully amortizing
- Variable rate, up to Prime + 2.75%
Where We Do Business
Through its over 20 year history, Alaska Growth Capital has expanded into markets that have demonstrated a need for a lender that can act quickly and provide capital for companies that may have a hard time obtaining, or are not yet ready for, traditional bank financing. AGC is currently doing business in Alaska, Montana, Hawaii, Idaho, Washington, Colorado, and Wyoming.
Lending Programs
SBA
- AGC partner since 1998
- 7a Loan Guarantee Program up to $5 million
- AGC is a Preferred Lender, and eight-time Community Lender of the Year
- Visit SBA Online
USDA
- AGC partner since 1998
- Business and Industrial Loan Guarantee program available for qualifying rural businesses
- AGC staff expertise and options for larger loans
- Visit USDA Online